car insurance
When we buy a car the first thing we think of is to sign a car insurance. We must pay attention what car insurance we clinch and sign. It’s important to read all the rules and requirements carefully.
The purpose of a car insurance is to help us when we have problems of any kind with our vehicle.
Supposing we are involved in a car accident, the insurance will take care of the damages. In this situation what we have to do is to present proofs which show our position during the accident. If the accident causes the death of the passengers or serious injures, the car insurance will pay the hospitalization.
The purpose of the car insurance is to pay the damages, what was lost, stolen, burned due to lightning or explosion. In case of any claim a cheque will be sent with a sum needed for the repairs.
There are some things which the car insurance can’t cover: the loss as a result of deception or fraud, loss or damages caused by any negligence of the owner letting the keys or other device which locks the car( windows opened, roof opened).
Other things which will not be covered by the car insurance are: the loss of any goods or values which were in the car in the time of a theft. Any loss or damage caused by persons who were driving the car without the permission of the owner. In case of driving under drinking or drugs influence all the damages will be paid by the owner.
If you find this information useful you should visit the site Dairyland motorcycle insurance where you will find lots of interesting articles related to this topic, all original and wrote by Michael Lastun.
BY:Michael Lastun
Saturday, 30 August 2008
Find New Cheap Car Insurance
car insurance
If you have saved enough money to purchase a new car, or have already spent your savings on the new car of your dreams – congratulations! There is no thrill like cruising around town in your brand new car you worked so hard for. But before you start cruising, you have to think about getting insurance for your new car – ideally, cheap insurance for your new car.
How can you get cheap insurance for your new car if you have never had a car insurance policy? Consider these three tips:
Check out the safety of your new car. Before you purchase your new car, check out the safety features. If you have already purchased your new car and it does not include certain safety features, add them. Cars with safety features are seen as less risky to insure than cars without safety features; therefore, insurance companies give cheaper car insurance quotes to drivers who own safe cars.
Ask about “spinning off” of another car insurance policy. If you have ever been on another driver’s car insurance policy, such as your parents’ car insurance policy, ask the insurance company about “spinning off” of that car insurance policy onto your own car insurance policy. You will have your own car insurance policy, and you will most likely get a cheaper premium than you would if you purchased a new car insurance policy out right.
Add yourself to another car insurance policy. If you are married, or have parents who trust your driving habits, ask if you can be added to their car insurance policy. This may raise their premiums a bit, but you can pay the difference and the difference will be much cheaper than purchasing a completely separate car insurance policy.
Remember, all states require some form of car insurance or financial responsibility. Do not risk huge fines and a suspended driver’s license by neglecting to purchase insurance for your new car.
BY:Elizabeth Newberry
If you have saved enough money to purchase a new car, or have already spent your savings on the new car of your dreams – congratulations! There is no thrill like cruising around town in your brand new car you worked so hard for. But before you start cruising, you have to think about getting insurance for your new car – ideally, cheap insurance for your new car.
How can you get cheap insurance for your new car if you have never had a car insurance policy? Consider these three tips:
Check out the safety of your new car. Before you purchase your new car, check out the safety features. If you have already purchased your new car and it does not include certain safety features, add them. Cars with safety features are seen as less risky to insure than cars without safety features; therefore, insurance companies give cheaper car insurance quotes to drivers who own safe cars.
Ask about “spinning off” of another car insurance policy. If you have ever been on another driver’s car insurance policy, such as your parents’ car insurance policy, ask the insurance company about “spinning off” of that car insurance policy onto your own car insurance policy. You will have your own car insurance policy, and you will most likely get a cheaper premium than you would if you purchased a new car insurance policy out right.
Add yourself to another car insurance policy. If you are married, or have parents who trust your driving habits, ask if you can be added to their car insurance policy. This may raise their premiums a bit, but you can pay the difference and the difference will be much cheaper than purchasing a completely separate car insurance policy.
Remember, all states require some form of car insurance or financial responsibility. Do not risk huge fines and a suspended driver’s license by neglecting to purchase insurance for your new car.
BY:Elizabeth Newberry
Thursday, 28 August 2008
Car Insurance - Is It A Necessity?
car insurance
Car insurance to some people, is a necessity while to some, it is not. In my earlier article on “A look at Life Insurance” you will be quite convinced that life insurance is a necessity for a family. Like wise, car insurance is a necessity for every car owner. By the definition of accident, no car is free from road mishaps. Also, no car can be hundred percent protected from car theft. Since we live in an unsecured world, our cars are also not equally not secured. Thus, we all need car insurance or auto insurance to help protect our car from unforeseen circumstances which may lead to permanent loss of a car.
Not only this, some car insurance not only protects the car. Most car insurance equally insures the victims of such car mishap. It all depends on the policy of the car insurance or auto insurance company. With all these benefits one will derive from car insurance, will you still view car insurance as unimportant, a luxury or a necessity.
Actually, anyone who drives a car runs the risk of liability for an accident. Nobody prays for an accident. We all know that car accidents can not easily be avoided. Thus, we need a little bit of security for our cars. The only way we will get this type of security is by insuring our car.
As a matter of fact, every individual should see car insurance as a necessity not a luxury. As you contemplate on this articles, try and understand the policy of the car insurance company which you will demand their service.
Don’t because of car insurance drive recklessly. Always drive safe.
BY: Victor Ezeaku
Car insurance to some people, is a necessity while to some, it is not. In my earlier article on “A look at Life Insurance” you will be quite convinced that life insurance is a necessity for a family. Like wise, car insurance is a necessity for every car owner. By the definition of accident, no car is free from road mishaps. Also, no car can be hundred percent protected from car theft. Since we live in an unsecured world, our cars are also not equally not secured. Thus, we all need car insurance or auto insurance to help protect our car from unforeseen circumstances which may lead to permanent loss of a car.
Not only this, some car insurance not only protects the car. Most car insurance equally insures the victims of such car mishap. It all depends on the policy of the car insurance or auto insurance company. With all these benefits one will derive from car insurance, will you still view car insurance as unimportant, a luxury or a necessity.
Actually, anyone who drives a car runs the risk of liability for an accident. Nobody prays for an accident. We all know that car accidents can not easily be avoided. Thus, we need a little bit of security for our cars. The only way we will get this type of security is by insuring our car.
As a matter of fact, every individual should see car insurance as a necessity not a luxury. As you contemplate on this articles, try and understand the policy of the car insurance company which you will demand their service.
Don’t because of car insurance drive recklessly. Always drive safe.
BY: Victor Ezeaku
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